The residential lending business is very different than just a few short years ago. Impac has the know-how and human capital to help our partners and customers succeed in today’s challenging environment.

The lending division of the company, Excel Mortgage Servicing, Inc. DBA Impac Mortgage, is an agency direct lender providing wholesale and retail mortgage lending services marketing under  the "Impac Wholesale Lending"
 and “Impac Mortgage” brand names respectively.

Impac offers a full line of competitive loan programs and specializes in:

• Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
• Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
• Jumbo, Portfolio & Investor Products
• FHA / VA
• USDA

Impac currently lends across  the Southwest, Pacific Northwest, and Southeast sections of the United States with more areas coming soon.