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Loss Mitigation Services

The Impac Companies seek to reduce delinquencies, foreclosures and investor losses through utilizing our vertically integrated platform of real estate services to provide support for Loan Servicers. With centralized operations and a streamlined approach, we have created an efficient solution where Servicers can outsource some of their functions and improve their loss mitigation performance.

Our key objectives are:

  • Portfolio analysis for best mitigation strategy
  • Right party contact
  • Individualized loan analysis to maximize NPV of asset
  • Immediate payment relief to borrower
  • Maintaining borrower ownership
  • Quick sale of real estate when maintaining ownership is no longer an option

In conjunction with our business partners, our services include:

  • Refinances, for qualified borrowers
  • Streamlined loan modifications
    • Borrower contact and collection of financial information
    • Analysis of borrowers financial situation
    • Approval of appropriate modification program
    • Preparation and execution of loan modification documents
  • Streamlined Short Sale and Cash for Keys Services
    • Pre-approved short sale values based upon local market conditions
  • Streamlined process to expedite acquisition of saleable real estate

Through our experience, proven success and vertically integrated platform of real estate services, our loss mitigation team is positioned to support Servicers as they work to reduce delinquencies, foreclosures and losses.




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Impac Mortgage Holdings, Inc.® All rights reserved.